Car Accident Lawyer in Little Rock, AR

Common Car Accident Injuries

Car accidents can result in a wide range of injuries, from minor bruises to life-altering trauma. Some of the most common injuries our clients experience include the following:

• Whiplash: A neck injury caused by the sudden jerking motion of the head, often resulting in pain, stiffness, and reduced range of motion.
• Spinal Injuries: Damage to the spinal cord or vertebrae can lead to chronic pain, mobility issues, or even paralysis.
• Traumatic Brain Injuries (TBI): Head injuries caused by blunt force impact can range from mild concussions to severe brain damage, impacting memory, cognition, and daily function.
• Broken Bones: Fractures in the arms, legs, ribs, or pelvis are common in high-impact accidents and may require surgery and lengthy recovery periods.
• Soft Tissue Injuries: Damage to muscles, ligaments, and tendons can cause significant pain and limit mobility, often requiring physical therapy.
• Internal Injuries: Organ damage and internal bleeding may not be immediately apparent but require urgent medical attention.
• Facial Injuries: Cuts, bruises, and facial fractures can result from airbags, shattered glass, or dashboard impact.

Seeking Compensation

After a car accident, victims may be entitled to compensation for a variety of damages, including:

• Medical expenses
• Lost wages
• Property/car damage
• Pain and suffering
• Emotional distress
• Permanent disability or disfigurement

Our Little Rock car accident attorneys work diligently to assess the full extent of our client's damages and pursue maximum compensation on their behalf. We understand the financial strain that car accidents can place on victims and their families, and we are committed to helping them recover the compensation they need to rebuild their lives. Remember, we don’t get paid unless and until you get your settlement. We are here to relieve your stress, not add another bill to the pile.

Contact us today for a free consultation, and let us help you get the compensation you need for your injuries and losses. We’d love to invite you to visit us at our unique and beautiful office: a 9,000-square-foot Victorian mansion in historic downtown Little Rock. We hope to show you why they call us “the Firm with a Smile!”

Steps to Dealing With Insurance Companies

Dealing with insurance companies after a car accident can be overwhelming. Follow these steps to protect your rights and avoid being taken advantage of:

1. Report the Accident: Notify your insurance provider about the accident as soon as possible, providing basic details without admitting fault. Your insurance company can help resolve your property damage and get you back on the road sooner.
2. Consult an Attorney: Before signing anything, speak with a lawyer. Car accident cases often have a lot of moving parts. The insurance companies are not looking out for your best interest, but their bottom line. They often start with a quick, low offer to get you to settle early so they do not have to pay for all of your damages. At Miller & Mallett, we work for YOU, not the insurance company, and work to maximize your compensation.
3. Document Everything: Keep records of medical bills, repair estimates, lost wages, and other accident-related expenses. It’s also helpful to keep a journal of what you experience physically and emotionally.
4. Avoid Giving Recorded Statements: The insurance adjuster may ask for a recorded statement, but it’s best to decline until you consult an attorney. Often what you say can be used against you at a future date.
5. Don’t Accept the First Offer: Initial settlement offers are often low and may not cover the full extent of your damages.
6. Stay Persistent: Insurance companies may delay or deny claims, but with the right representation, you can fight for the compensation you deserve.

The team at Miller & Mallett has extensive experience negotiating with insurance companies. Let us handle the complexities so you can focus on your recovery.

Arkansas Car Insurance Laws

In Arkansas, drivers are required to carry minimum car insurance coverage to protect themselves and others on the road. These minimums include:

• $25,000 for bodily injury or death per person per accident
• $50,000 per accident for bodily injury or death for all involved (Example, there are 4 people in a car and everyone is injured. The most one person can get is $25,000, and the insurance company will not pay more than $50,000 divided between all four people.)
• $25,000 for property damage per accident

These are the minimum requirements. People can often have more in coverage. In addition to these mandatory coverages, Arkansas law requires uninsured/underinsured motorist (UM/UIM) coverage and medical payments coverage unless you reject it in writing. While UM/UIM and Med Pay coverage isn’t mandatory, it’s highly recommended as it provides financial protection if you’re involved in an accident with a driver who lacks sufficient insurance.

Arkansas is an at-fault state, meaning the driver responsible for the accident is liable for covering damages. This system makes it essential to have adequate insurance and legal representation if disputes arise.